Julia Anderson
The coronavirus pandemic caused many to fear for their health. But it also caused lots of worries when it comes to housing, as paying the rent when you lose your job and businesses close can be impossible.
Luckily, the government stepped in with the CDC Eviction Moratorium to help ease those housing worries. Here’s all the pertinent info you need to know:
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What Does the CDC Eviction Moratorium Mean?
It’s a fancy name for keeping people from being evicted from their homes. Until the moratorium ends, evictions are put on hold.
Who Created This Moratorium?
The Centers for Disease Control (CDC).
Why Was the Eviction Moratorium Created?
While some say evictions were put on hold to help people experiencing financial hardship due to the COVID-19 pandemic, the primary reason was health-related.
There was record job loss due to the coronavirus shutdowns. This caused income loss and created an inability to pay the rent and other bills. If evictions took place as usual, many would be forced on the streets, into shelters, or have to move into new units. Social distancing would be difficult, and the coronavirus could have spread more quickly.
By preventing evictions, it’s easier to keep people in place and prevent unnecessary infections or deaths.
Does the CDC Eviction Moratorium Apply to Everyone?
No, but the moratorium does apply to all properties or buildings being rented as a residence.
This includes:
- Single-family homes
- Multi-family properties
- Mobile homes
- Leased land where people reside
Properties linked to the federal government and those that are privately owned are covered. What’s not covered are motels, hotels, or guest houses where people are staying temporarily.
If You Live in One of Those Properties Listed Above, Are You Automatically Eligible?
No, as you will need to apply for the eviction moratorium to prove your eligibility.
How Do You Apply for the CDC Eviction Moratorium?
Applying is relatively simple. Every adult listed on the property’s lease must fill out this form. It determines eligibility and must be given to the person with the power to evict you from the property, which could be the property owner, manager, or landlord.
If You Qualify For the Eviction Moratorium, Does That Mean You Don’t Have to Pay Rent?
No, as it only keeps you from being evicted due to nonpayment of rent.
When Are You Supposed to Pay the Rent to Avoid Eviction?
You will have to pay all back rent, plus any fees or interest, once the eviction moratorium ends and you’re no longer protected.
When Does the CDC Eviction Moratorium End?
As of right now, it’s been extended to June 30, 2021. If you qualify, you’ll be able to stay in your home until then, even if you don’t pay the rent.
Does This Mean You Cannot Be Evicted at All Until the Moratorium Ends?
No, as you can still be evicted for violating other terms of your lease.
Eric Tomasso
