Julia Anderson
Regardless of your worries, help could be on the way if you read this quick guide on financial assistance for single mothers.
No matter how bad your current financial situation may be, the government can make it better in more ways than one. Want proof? Just have a look at this list of financial assistance programs that can make any single mom’s role much more manageable.
2023
Tax Forgiveness
We know how challenging it can be to pay off your tax debt.
The IRS just announced the 2023 Fresh Start Program, to qualify more people for tax relief!
Food
You and your children need food every single day for survival. So while you may be able to cut back on other expenses, here’s a department where a certain amount of money is needed each month.
Two programs are beneficial to single moms when it comes to food assistance. If you’re pregnant or have children under five, WIC can pay for necessities like baby food, formula, milk, fruit, veggies, etc. Food stamps (SNAP) can also be of immense help, as qualifying for this form of food assistance will give you funds each month to buy groceries.
College
There’s no need to let a lack of funds hold you back from pursuing your degree. Sure, you may be flustered with your single mom’s finances, but there are plenty of government programs to help pay for college.
A Federal Pell Grant can give you up to $6,495 per year. A Federal Supplemental Educational Opportunity Grant, meanwhile, can give you up to $4,000 per year.
If those aren’t enough, you can jump into the Federal Work-Study program as a student to earn money working in your field. Lastly, you can use a federal student loan to help fill the void.
Child Care
You’re probably more worried about your children’s future than your own. That’s why it’s great to know that programs like Early Head Start and Head Start exist, as they can give your child a strong foundation before school even begins.
Qualifying for these programs will help your children enjoy such benefits as nutritional and educational help, medical and dental care, and much more.
Housing
Your kids need housing stability, which can be tough to provide when you’re the only parent.
Qualify for a Section 8 housing voucher, and you can make rent more affordable. And unlike public housing, a voucher will let you pick where you want to live instead of being limited to government property.
Utilities
Whether it’s a scorching summer or frigid winter, your utility bills can skyrocket and become impossible to pay. Qualify for LIHEAP, and you’ll get assistance in paying them. You can also get help with paying your phone and Internet bills through the government’s Lifeline program.
Other Assistance
If an emergency happens, you can avoid going into debt and putting expenses on your credit card by applying for Diversion Cash Assistance (DCA). Sometimes called emergency cash assistance, this can come in handy when unfortunate events occur. And if you could use some extra cash each month to cover your and your children’s costs, apply for TANF. It can give you additional funds for up to 60 months to make your expenses more manageable.
